LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,462
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,347
−HK$899/mo
Today · 4.125%
HK$30,246
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,492/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$862/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,133
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,154
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$1,080/mo
Today · 4.125%
HK$36,296
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,592/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,034/mo
Today · 4.125%
HK$40,049
baseline
▲ 0.50% · 4.625%
HK$42,160
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,098/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,846
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,086
−HK$1,259/mo
Today · 4.125%
HK$42,345
baseline
▲ 0.50% · 4.625%
HK$44,922
+HK$2,577/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,690/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,329
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,517
−HK$1,207/mo
Today · 4.125%
HK$46,724
baseline
▲ 0.50% · 4.625%
HK$49,186
+HK$2,462/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,448/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,231
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,825
−HK$1,619/mo
Today · 4.125%
HK$54,444
baseline
▲ 0.50% · 4.625%
HK$57,756
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,888/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,994
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,522
−HK$1,551/mo
Today · 4.125%
HK$60,073
baseline
▲ 0.50% · 4.625%
HK$63,240
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,146/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,067 · Scale 2, in force from 26 Feb 2026)