LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,463
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$900/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$32,088
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,665
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,514
−HK$861/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,155
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,218
−HK$1,079/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,506
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,997
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,017
−HK$1,033/mo
Today · 4.125%
HK$40,050
baseline
▲ 0.50% · 4.625%
HK$42,161
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,100/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,848
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,087
−HK$1,260/mo
Today · 4.125%
HK$42,347
baseline
▲ 0.50% · 4.625%
HK$44,923
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,694/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,330
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,519
−HK$1,206/mo
Today · 4.125%
HK$46,725
baseline
▲ 0.50% · 4.625%
HK$49,188
+HK$2,463/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,450/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,233
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,827
−HK$1,619/mo
Today · 4.125%
HK$54,446
baseline
▲ 0.50% · 4.625%
HK$57,759
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,892/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,996
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,525
−HK$1,551/mo
Today · 4.125%
HK$60,076
baseline
▲ 0.50% · 4.625%
HK$63,242
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,152/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,086 · Scale 2, in force from 26 Feb 2026)