LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,465
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,351
−HK$899/mo
Today · 4.125%
HK$30,250
baseline
▲ 0.50% · 4.625%
HK$32,091
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,500/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,667
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,517
−HK$861/mo
Today · 4.125%
HK$33,378
baseline
▲ 0.50% · 4.625%
HK$35,138
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,756/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,158
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$1,079/mo
Today · 4.125%
HK$36,300
baseline
▲ 0.50% · 4.625%
HK$38,509
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,600/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,001
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,034/mo
Today · 4.125%
HK$40,054
baseline
▲ 0.50% · 4.625%
HK$42,165
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,108/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,851
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,259/mo
Today · 4.125%
HK$42,350
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,700/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,334
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,207/mo
Today · 4.125%
HK$46,730
baseline
▲ 0.50% · 4.625%
HK$49,193
+HK$2,463/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,460/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,238
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,831
−HK$1,620/mo
Today · 4.125%
HK$54,451
baseline
▲ 0.50% · 4.625%
HK$57,764
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,902/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,001
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,530
−HK$1,551/mo
Today · 4.125%
HK$60,081
baseline
▲ 0.50% · 4.625%
HK$63,248
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,162/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,127 · Scale 2, in force from 26 Feb 2026)