LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,466
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,351
−HK$900/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,517
−HK$862/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,138
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,159
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,222
−HK$1,079/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,510
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,002
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,021
−HK$1,034/mo
Today · 4.125%
HK$40,055
baseline
▲ 0.50% · 4.625%
HK$42,166
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,110/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,852
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,092
−HK$1,259/mo
Today · 4.125%
HK$42,351
baseline
▲ 0.50% · 4.625%
HK$44,928
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,702/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,335
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,524
−HK$1,207/mo
Today · 4.125%
HK$46,731
baseline
▲ 0.50% · 4.625%
HK$49,194
+HK$2,463/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,462/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,239
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,833
−HK$1,619/mo
Today · 4.125%
HK$54,452
baseline
▲ 0.50% · 4.625%
HK$57,765
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,904/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,003
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,531
−HK$1,551/mo
Today · 4.125%
HK$60,082
baseline
▲ 0.50% · 4.625%
HK$63,249
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,164/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,138 · Scale 2, in force from 26 Feb 2026)