LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,467
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$900/mo
Today · 4.125%
HK$30,252
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,504/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,669
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,518
−HK$862/mo
Today · 4.125%
HK$33,380
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,760/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,222
−HK$1,080/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,003
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,034/mo
Today · 4.125%
HK$40,056
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,112/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,259/mo
Today · 4.125%
HK$42,352
baseline
▲ 0.50% · 4.625%
HK$44,929
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,704/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,336
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,207/mo
Today · 4.125%
HK$46,732
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,463/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,464/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,240
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,619/mo
Today · 4.125%
HK$54,453
baseline
▲ 0.50% · 4.625%
HK$57,766
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,906/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,004
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,551/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,251
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,148 · Scale 2, in force from 26 Feb 2026)