LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,467
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$900/mo
Today · 4.125%
HK$30,252
baseline
▲ 0.50% · 4.625%
HK$32,093
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,504/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,669
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$861/mo
Today · 4.125%
HK$33,380
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,760/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$1,080/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,003
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,034/mo
Today · 4.125%
HK$40,056
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,112/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,112/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,854
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,260/mo
Today · 4.125%
HK$42,353
baseline
▲ 0.50% · 4.625%
HK$44,930
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,706/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,337
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,206/mo
Today · 4.125%
HK$46,732
baseline
▲ 0.50% · 4.625%
HK$49,196
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,464/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,241
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,620/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,767
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,005
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,551/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,252
+HK$3,168/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,155 · Scale 2, in force from 26 Feb 2026)