LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,474
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$900/mo
Today · 4.125%
HK$30,259
baseline
▲ 0.50% · 4.625%
HK$32,100
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,518/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,677
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,526
−HK$862/mo
Today · 4.125%
HK$33,388
baseline
▲ 0.50% · 4.625%
HK$35,148
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,776/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,168
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,231
−HK$1,080/mo
Today · 4.125%
HK$36,311
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,622/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,012
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,031
−HK$1,034/mo
Today · 4.125%
HK$40,065
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,112/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,130/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,863
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,260/mo
Today · 4.125%
HK$42,363
baseline
▲ 0.50% · 4.625%
HK$44,940
+HK$2,577/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,726/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,347
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,536
−HK$1,207/mo
Today · 4.125%
HK$46,743
baseline
▲ 0.50% · 4.625%
HK$49,207
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,486/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,847
−HK$1,619/mo
Today · 4.125%
HK$54,466
baseline
▲ 0.50% · 4.625%
HK$57,780
+HK$3,314/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,932/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,018
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,547
−HK$1,551/mo
Today · 4.125%
HK$60,098
baseline
▲ 0.50% · 4.625%
HK$63,266
+HK$3,168/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,196/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,263 · Scale 2, in force from 26 Feb 2026)