LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,475
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,361
−HK$900/mo
Today · 4.125%
HK$30,261
baseline
▲ 0.50% · 4.625%
HK$32,102
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,522/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,678
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,528
−HK$862/mo
Today · 4.125%
HK$33,390
baseline
▲ 0.50% · 4.625%
HK$35,150
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,780/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$1,080/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$2,209/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,014
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,033
−HK$1,034/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,865
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,260/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,578/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,349
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,206/mo
Today · 4.125%
HK$46,745
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,490/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,255
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,849
−HK$1,620/mo
Today · 4.125%
HK$54,469
baseline
▲ 0.50% · 4.625%
HK$57,783
+HK$3,314/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,938/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,021
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,550
−HK$1,551/mo
Today · 4.125%
HK$60,101
baseline
▲ 0.50% · 4.625%
HK$63,269
+HK$3,168/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,202/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,286 · Scale 2, in force from 26 Feb 2026)