LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,478
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$900/mo
Today · 4.125%
HK$30,264
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,528/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,681
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,531
−HK$862/mo
Today · 4.125%
HK$33,393
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,786/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,173
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$1,080/mo
Today · 4.125%
HK$36,316
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,632/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,017
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,037
−HK$1,034/mo
Today · 4.125%
HK$40,071
baseline
▲ 0.50% · 4.625%
HK$42,184
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,142/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,869
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,260/mo
Today · 4.125%
HK$42,369
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,578/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,738/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,354
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,543
−HK$1,207/mo
Today · 4.125%
HK$46,750
baseline
▲ 0.50% · 4.625%
HK$49,214
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,500/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,260
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,854
−HK$1,620/mo
Today · 4.125%
HK$54,474
baseline
▲ 0.50% · 4.625%
HK$57,789
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,948/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,026
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,556
−HK$1,551/mo
Today · 4.125%
HK$60,107
baseline
▲ 0.50% · 4.625%
HK$63,275
+HK$3,168/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,214/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,331 · Scale 2, in force from 26 Feb 2026)