LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,479
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,365
−HK$900/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$862/mo
Today · 4.125%
HK$33,394
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,788/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,175
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,238
−HK$1,080/mo
Today · 4.125%
HK$36,318
baseline
▲ 0.50% · 4.625%
HK$38,527
+HK$2,209/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,636/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,019
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,038
−HK$1,035/mo
Today · 4.125%
HK$40,073
baseline
▲ 0.50% · 4.625%
HK$42,185
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,146/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,870
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,110
−HK$1,261/mo
Today · 4.125%
HK$42,371
baseline
▲ 0.50% · 4.625%
HK$44,949
+HK$2,578/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,742/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,355
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,545
−HK$1,207/mo
Today · 4.125%
HK$46,752
baseline
▲ 0.50% · 4.625%
HK$49,216
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,504/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,262
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,856
−HK$1,620/mo
Today · 4.125%
HK$54,476
baseline
▲ 0.50% · 4.625%
HK$57,791
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,952/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,028
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,558
−HK$1,551/mo
Today · 4.125%
HK$60,109
baseline
▲ 0.50% · 4.625%
HK$63,278
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,218/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,349 · Scale 2, in force from 26 Feb 2026)