LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,479
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,365
−HK$900/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$32,107
+HK$1,842/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,683
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,533
−HK$862/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$1,760/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,175
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,238
−HK$1,080/mo
Today · 4.125%
HK$36,318
baseline
▲ 0.50% · 4.625%
HK$38,528
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,636/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,019
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,039
−HK$1,034/mo
Today · 4.125%
HK$40,073
baseline
▲ 0.50% · 4.625%
HK$42,186
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,146/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,871
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,111
−HK$1,260/mo
Today · 4.125%
HK$42,371
baseline
▲ 0.50% · 4.625%
HK$44,949
+HK$2,578/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,742/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,356
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,546
−HK$1,206/mo
Today · 4.125%
HK$46,752
baseline
▲ 0.50% · 4.625%
HK$49,217
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,504/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,263
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,857
−HK$1,620/mo
Today · 4.125%
HK$54,477
baseline
▲ 0.50% · 4.625%
HK$57,792
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,954/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,029
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,559
−HK$1,551/mo
Today · 4.125%
HK$60,110
baseline
▲ 0.50% · 4.625%
HK$63,279
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,220/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,356 · Scale 2, in force from 26 Feb 2026)