LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,480
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$900/mo
Today · 4.125%
HK$30,266
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,842/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,532/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,533
−HK$862/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,156
+HK$1,761/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,176
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$1,080/mo
Today · 4.125%
HK$36,319
baseline
▲ 0.50% · 4.625%
HK$38,529
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,638/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,020
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,040
−HK$1,035/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,187
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,872
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,260/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,951
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,357
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,207/mo
Today · 4.125%
HK$46,754
baseline
▲ 0.50% · 4.625%
HK$49,218
+HK$2,464/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,508/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,264
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,859
−HK$1,620/mo
Today · 4.125%
HK$54,479
baseline
▲ 0.50% · 4.625%
HK$57,794
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,958/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,031
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,560
−HK$1,552/mo
Today · 4.125%
HK$60,112
baseline
▲ 0.50% · 4.625%
HK$63,280
+HK$3,168/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,224/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,368 · Scale 2, in force from 26 Feb 2026)