LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,481
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$900/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$32,109
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,685
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,535
−HK$862/mo
Today · 4.125%
HK$33,397
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$1,760/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,794/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,034/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,873
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,114
−HK$1,260/mo
Today · 4.125%
HK$42,374
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,578/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,748/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,359
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,207/mo
Today · 4.125%
HK$46,755
baseline
▲ 0.50% · 4.625%
HK$49,220
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,510/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,266
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,861
−HK$1,620/mo
Today · 4.125%
HK$54,481
baseline
▲ 0.50% · 4.625%
HK$57,796
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,962/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,033
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,562
−HK$1,552/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,283
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,386 · Scale 2, in force from 26 Feb 2026)