LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,483
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$900/mo
Today · 4.125%
HK$30,269
baseline
▲ 0.50% · 4.625%
HK$32,111
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,538/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,687
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,536
−HK$863/mo
Today · 4.125%
HK$33,399
baseline
▲ 0.50% · 4.625%
HK$35,159
+HK$1,760/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,798/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,179
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$1,080/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,533
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,024
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,034/mo
Today · 4.125%
HK$40,078
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.49M · min. income ≈ HK$80,156/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,876
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,116
−HK$1,260/mo
Today · 4.125%
HK$42,376
baseline
▲ 0.50% · 4.625%
HK$44,955
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,752/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,361
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,551
−HK$1,207/mo
Today · 4.125%
HK$46,758
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,516/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,269
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,863
−HK$1,621/mo
Today · 4.125%
HK$54,484
baseline
▲ 0.50% · 4.625%
HK$57,799
+HK$3,315/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,968/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,036
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,566
−HK$1,551/mo
Today · 4.125%
HK$60,117
baseline
▲ 0.50% · 4.625%
HK$63,286
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,234/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,412 · Scale 2, in force from 26 Feb 2026)