LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,485
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,371
−HK$900/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$862/mo
Today · 4.125%
HK$33,401
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,802/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,245
−HK$1,081/mo
Today · 4.125%
HK$36,326
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,652/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,035/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,194
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,879
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,120
−HK$1,260/mo
Today · 4.125%
HK$42,380
baseline
▲ 0.50% · 4.625%
HK$44,959
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,760/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,365
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,555
−HK$1,207/mo
Today · 4.125%
HK$46,762
baseline
▲ 0.50% · 4.625%
HK$49,227
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,524/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,273
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,868
−HK$1,620/mo
Today · 4.125%
HK$54,488
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,976/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,041
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,571
−HK$1,552/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,452 · Scale 2, in force from 26 Feb 2026)