LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,486
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,373
−HK$900/mo
Today · 4.125%
HK$30,273
baseline
▲ 0.50% · 4.625%
HK$32,115
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,546/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,691
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$862/mo
Today · 4.125%
HK$33,403
baseline
▲ 0.50% · 4.625%
HK$35,164
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,806/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,184
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,247
−HK$1,080/mo
Today · 4.125%
HK$36,327
baseline
▲ 0.50% · 4.625%
HK$38,538
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,654/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,029
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,035/mo
Today · 4.125%
HK$40,084
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,112/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,168/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,881
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,122
−HK$1,260/mo
Today · 4.125%
HK$42,382
baseline
▲ 0.50% · 4.625%
HK$44,961
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$84,764/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,367
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,557
−HK$1,207/mo
Today · 4.125%
HK$46,764
baseline
▲ 0.50% · 4.625%
HK$49,229
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.74M · min. income ≈ HK$93,528/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,276
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,871
−HK$1,620/mo
Today · 4.125%
HK$54,491
baseline
▲ 0.50% · 4.625%
HK$57,807
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,982/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,044
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,573
−HK$1,552/mo
Today · 4.125%
HK$60,125
baseline
▲ 0.50% · 4.625%
HK$63,295
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,250/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,474 · Scale 2, in force from 26 Feb 2026)