LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,488
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$900/mo
Today · 4.125%
HK$30,274
baseline
▲ 0.50% · 4.625%
HK$32,116
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,548/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,542
−HK$862/mo
Today · 4.125%
HK$33,404
baseline
▲ 0.50% · 4.625%
HK$35,165
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,808/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,185
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$1,081/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,539
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,031
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,034/mo
Today · 4.125%
HK$40,085
baseline
▲ 0.50% · 4.625%
HK$42,198
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,170/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,883
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,123
−HK$1,261/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,963
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,207/mo
Today · 4.125%
HK$46,766
baseline
▲ 0.50% · 4.625%
HK$49,231
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,532/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,278
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,873
−HK$1,620/mo
Today · 4.125%
HK$54,493
baseline
▲ 0.50% · 4.625%
HK$57,809
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$108,986/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,046
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,576
−HK$1,552/mo
Today · 4.125%
HK$60,128
baseline
▲ 0.50% · 4.625%
HK$63,297
+HK$3,169/mo
Deposit HK$1.25M · loan HK$11.24M · min. income ≈ HK$120,256/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,494 · Scale 2, in force from 26 Feb 2026)