LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,491
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$900/mo
Today · 4.125%
HK$30,277
baseline
▲ 0.50% · 4.625%
HK$32,119
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,554/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,695
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$862/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,252
−HK$1,081/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,543
+HK$2,210/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,035
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,055
−HK$1,034/mo
Today · 4.125%
HK$40,089
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,178/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,887
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,128
−HK$1,260/mo
Today · 4.125%
HK$42,388
baseline
▲ 0.50% · 4.625%
HK$44,967
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,776/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,564
−HK$1,207/mo
Today · 4.125%
HK$46,771
baseline
▲ 0.50% · 4.625%
HK$49,236
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,542/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,283
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,878
−HK$1,621/mo
Today · 4.125%
HK$54,499
baseline
▲ 0.50% · 4.625%
HK$57,815
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$108,998/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,052
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,582
−HK$1,552/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,304
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,543 · Scale 2, in force from 26 Feb 2026)