LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,491
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$901/mo
Today · 4.125%
HK$30,278
baseline
▲ 0.50% · 4.625%
HK$32,120
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,556/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,546
−HK$862/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$1,080/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,544
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,035
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,055
−HK$1,035/mo
Today · 4.125%
HK$40,090
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,180/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,888
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,128
−HK$1,261/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,207/mo
Today · 4.125%
HK$46,772
baseline
▲ 0.50% · 4.625%
HK$49,237
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,544/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,284
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,879
−HK$1,621/mo
Today · 4.125%
HK$54,500
baseline
▲ 0.50% · 4.625%
HK$57,816
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,000/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,053
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,552/mo
Today · 4.125%
HK$60,135
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,270/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,551 · Scale 2, in force from 26 Feb 2026)