LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,491
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,378
−HK$900/mo
Today · 4.125%
HK$30,278
baseline
▲ 0.50% · 4.625%
HK$32,120
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,556/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,696
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,547
−HK$862/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,170
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$1,081/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,056
−HK$1,035/mo
Today · 4.125%
HK$40,091
baseline
▲ 0.50% · 4.625%
HK$42,204
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,182/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,888
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,260/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,375
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,207/mo
Today · 4.125%
HK$46,772
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,544/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,285
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,880
−HK$1,621/mo
Today · 4.125%
HK$54,501
baseline
▲ 0.50% · 4.625%
HK$57,817
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,002/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,054
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,584
−HK$1,552/mo
Today · 4.125%
HK$60,136
baseline
▲ 0.50% · 4.625%
HK$63,306
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,272/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,557 · Scale 2, in force from 26 Feb 2026)