LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,492
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,378
−HK$901/mo
Today · 4.125%
HK$30,279
baseline
▲ 0.50% · 4.625%
HK$32,121
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,558/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,697
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,547
−HK$863/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,171
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,254
−HK$1,080/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,057
−HK$1,034/mo
Today · 4.125%
HK$40,091
baseline
▲ 0.50% · 4.625%
HK$42,205
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,182/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,889
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,260/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,566
−HK$1,207/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,239
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,286
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,881
−HK$1,621/mo
Today · 4.125%
HK$54,502
baseline
▲ 0.50% · 4.625%
HK$57,818
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,004/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,055
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,585
−HK$1,552/mo
Today · 4.125%
HK$60,137
baseline
▲ 0.50% · 4.625%
HK$63,307
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,274/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,566 · Scale 2, in force from 26 Feb 2026)