LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,494
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$901/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$32,123
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$863/mo
Today · 4.125%
HK$33,412
baseline
▲ 0.50% · 4.625%
HK$35,173
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,824/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,192
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,256
−HK$1,081/mo
Today · 4.125%
HK$36,337
baseline
▲ 0.50% · 4.625%
HK$38,548
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,674/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,039
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,059
−HK$1,035/mo
Today · 4.125%
HK$40,094
baseline
▲ 0.50% · 4.625%
HK$42,207
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,188/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,891
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,261/mo
Today · 4.125%
HK$42,393
baseline
▲ 0.50% · 4.625%
HK$44,972
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,786/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,379
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,569
−HK$1,207/mo
Today · 4.125%
HK$46,776
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,552/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,289
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,884
−HK$1,621/mo
Today · 4.125%
HK$54,505
baseline
▲ 0.50% · 4.625%
HK$57,821
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,010/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,058
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,588
−HK$1,553/mo
Today · 4.125%
HK$60,141
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,282/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,594 · Scale 2, in force from 26 Feb 2026)