LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,495
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,381
−HK$901/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,700
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$863/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,174
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$1,081/mo
Today · 4.125%
HK$36,338
baseline
▲ 0.50% · 4.625%
HK$38,549
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,676/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,061
−HK$1,035/mo
Today · 4.125%
HK$40,096
baseline
▲ 0.50% · 4.625%
HK$42,209
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,192/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,893
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,134
−HK$1,260/mo
Today · 4.125%
HK$42,394
baseline
▲ 0.50% · 4.625%
HK$44,974
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,788/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,380
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,571
−HK$1,207/mo
Today · 4.125%
HK$46,778
baseline
▲ 0.50% · 4.625%
HK$49,244
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,556/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,291
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,886
−HK$1,621/mo
Today · 4.125%
HK$54,507
baseline
▲ 0.50% · 4.625%
HK$57,824
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,014/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,060
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,591
−HK$1,552/mo
Today · 4.125%
HK$60,143
baseline
▲ 0.50% · 4.625%
HK$63,313
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,286/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,613 · Scale 2, in force from 26 Feb 2026)