LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,496
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$901/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$32,125
+HK$1,842/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,551
−HK$863/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,175
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,195
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,258
−HK$1,081/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,550
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,041
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,062
−HK$1,035/mo
Today · 4.125%
HK$40,097
baseline
▲ 0.50% · 4.625%
HK$42,210
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,194/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,894
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,135
−HK$1,261/mo
Today · 4.125%
HK$42,396
baseline
▲ 0.50% · 4.625%
HK$44,975
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,792/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,382
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,572
−HK$1,207/mo
Today · 4.125%
HK$46,779
baseline
▲ 0.50% · 4.625%
HK$49,245
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,558/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,888
−HK$1,621/mo
Today · 4.125%
HK$54,509
baseline
▲ 0.50% · 4.625%
HK$57,825
+HK$3,316/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,018/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,062
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,592
−HK$1,553/mo
Today · 4.125%
HK$60,145
baseline
▲ 0.50% · 4.625%
HK$63,315
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,290/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,627 · Scale 2, in force from 26 Feb 2026)