LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,496
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,383
−HK$900/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$32,126
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,702
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,552
−HK$863/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,176
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,196
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$1,081/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,551
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,042
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,035/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,211
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,895
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,136
−HK$1,261/mo
Today · 4.125%
HK$42,397
baseline
▲ 0.50% · 4.625%
HK$44,976
+HK$2,579/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,794/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,383
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,573
−HK$1,208/mo
Today · 4.125%
HK$46,781
baseline
▲ 0.50% · 4.625%
HK$49,246
+HK$2,465/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,562/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,294
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$52,889
−HK$1,621/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,064
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$58,594
−HK$1,552/mo
Today · 4.125%
HK$60,146
baseline
▲ 0.50% · 4.625%
HK$63,317
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,292/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,639 · Scale 2, in force from 26 Feb 2026)