LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,499
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$900/mo
Today · 4.125%
HK$30,286
baseline
▲ 0.50% · 4.625%
HK$32,129
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,572/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,705
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,555
−HK$863/mo
Today · 4.125%
HK$33,418
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,836/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,263
−HK$1,081/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,555
+HK$2,211/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,046
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,035/mo
Today · 4.125%
HK$40,102
baseline
▲ 0.50% · 4.625%
HK$42,215
+HK$2,113/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,204/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,899
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,140
−HK$1,261/mo
Today · 4.125%
HK$42,401
baseline
▲ 0.50% · 4.625%
HK$44,981
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,802/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,387
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,578
−HK$1,207/mo
Today · 4.125%
HK$46,785
baseline
▲ 0.50% · 4.625%
HK$49,251
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,570/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,299
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,894
−HK$1,622/mo
Today · 4.125%
HK$54,516
baseline
▲ 0.50% · 4.625%
HK$57,833
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,032/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,069
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,600
−HK$1,552/mo
Today · 4.125%
HK$60,152
baseline
▲ 0.50% · 4.625%
HK$63,323
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,304/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,685 · Scale 2, in force from 26 Feb 2026)