LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,500
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$901/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$863/mo
Today · 4.125%
HK$33,419
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$1,761/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,838/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,200
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,264
−HK$1,080/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,047
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,035/mo
Today · 4.125%
HK$40,102
baseline
▲ 0.50% · 4.625%
HK$42,216
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,204/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,900
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,141
−HK$1,261/mo
Today · 4.125%
HK$42,402
baseline
▲ 0.50% · 4.625%
HK$44,982
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,804/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,388
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,579
−HK$1,207/mo
Today · 4.125%
HK$46,786
baseline
▲ 0.50% · 4.625%
HK$49,252
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,572/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,300
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,895
−HK$1,622/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,834
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,070
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,601
−HK$1,553/mo
Today · 4.125%
HK$60,154
baseline
▲ 0.50% · 4.625%
HK$63,324
+HK$3,170/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,308/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,694 · Scale 2, in force from 26 Feb 2026)