LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,501
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,388
−HK$900/mo
Today · 4.125%
HK$30,288
baseline
▲ 0.50% · 4.625%
HK$32,131
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,576/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,707
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,558
−HK$862/mo
Today · 4.125%
HK$33,420
baseline
▲ 0.50% · 4.625%
HK$35,182
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,840/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,265
−HK$1,081/mo
Today · 4.125%
HK$36,346
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,692/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,049
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,069
−HK$1,035/mo
Today · 4.125%
HK$40,104
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,208/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,901
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,143
−HK$1,261/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,984
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,390
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,581
−HK$1,207/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,302
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,898
−HK$1,621/mo
Today · 4.125%
HK$54,519
baseline
▲ 0.50% · 4.625%
HK$57,836
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,038/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$58,604
−HK$1,552/mo
Today · 4.125%
HK$60,156
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,312/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,715 · Scale 2, in force from 26 Feb 2026)