LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,503
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$901/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$32,133
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$862/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,203
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,036/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,261/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,393
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,208/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,305
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,901
−HK$1,621/mo
Today · 4.125%
HK$54,522
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,044/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,076
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,553/mo
Today · 4.125%
HK$60,160
baseline
▲ 0.50% · 4.625%
HK$63,331
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,320/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,744 · Scale 2, in force from 26 Feb 2026)