LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,504
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$901/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$32,135
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,711
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,561
−HK$863/mo
Today · 4.125%
HK$33,424
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,848/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,205
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,269
−HK$1,081/mo
Today · 4.125%
HK$36,350
baseline
▲ 0.50% · 4.625%
HK$38,562
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,700/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,053
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,073
−HK$1,036/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,906
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,261/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,586
−HK$1,207/mo
Today · 4.125%
HK$46,793
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,586/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,622/mo
Today · 4.125%
HK$54,525
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,050/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,079
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,610
−HK$1,553/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,334
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,767 · Scale 2, in force from 26 Feb 2026)