LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,506
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,392
−HK$901/mo
Today · 4.125%
HK$30,293
baseline
▲ 0.50% · 4.625%
HK$32,136
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,586/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,712
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$862/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,207
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,271
−HK$1,081/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,564
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,055
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,035/mo
Today · 4.125%
HK$40,110
baseline
▲ 0.50% · 4.625%
HK$42,225
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,220/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,149
−HK$1,261/mo
Today · 4.125%
HK$42,410
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,820/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,397
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,588
−HK$1,208/mo
Today · 4.125%
HK$46,796
baseline
▲ 0.50% · 4.625%
HK$49,262
+HK$2,466/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,592/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,310
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,906
−HK$1,622/mo
Today · 4.125%
HK$54,528
baseline
▲ 0.50% · 4.625%
HK$57,845
+HK$3,317/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,056/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,082
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,613
−HK$1,553/mo
Today · 4.125%
HK$60,166
baseline
▲ 0.50% · 4.625%
HK$63,337
+HK$3,171/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,332/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,788 · Scale 2, in force from 26 Feb 2026)