LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,508
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,394
−HK$901/mo
Today · 4.125%
HK$30,295
baseline
▲ 0.50% · 4.625%
HK$32,139
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,590/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,714
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$863/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,209
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$1,081/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,566
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,057
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,035/mo
Today · 4.125%
HK$40,113
baseline
▲ 0.50% · 4.625%
HK$42,228
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,226/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,911
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,261/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,994
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,400
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,591
−HK$1,208/mo
Today · 4.125%
HK$46,799
baseline
▲ 0.50% · 4.625%
HK$49,266
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,598/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,314
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,621/mo
Today · 4.125%
HK$54,531
baseline
▲ 0.50% · 4.625%
HK$57,849
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,062/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,086
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,617
−HK$1,553/mo
Today · 4.125%
HK$60,170
baseline
▲ 0.50% · 4.625%
HK$63,342
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,340/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,822 · Scale 2, in force from 26 Feb 2026)