LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,508
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,395
−HK$900/mo
Today · 4.125%
HK$30,295
baseline
▲ 0.50% · 4.625%
HK$32,139
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,590/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,715
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$863/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,209
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$1,082/mo
Today · 4.125%
HK$36,355
baseline
▲ 0.50% · 4.625%
HK$38,567
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,710/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,058
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,036/mo
Today · 4.125%
HK$40,114
baseline
▲ 0.50% · 4.625%
HK$42,228
+HK$2,114/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,228/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,911
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,262/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,994
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,400
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,591
−HK$1,208/mo
Today · 4.125%
HK$46,799
baseline
▲ 0.50% · 4.625%
HK$49,266
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,598/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,314
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,622/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,086
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,617
−HK$1,553/mo
Today · 4.125%
HK$60,170
baseline
▲ 0.50% · 4.625%
HK$63,342
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,340/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,825 · Scale 2, in force from 26 Feb 2026)