LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,509
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,396
−HK$901/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,716
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,567
−HK$863/mo
Today · 4.125%
HK$33,430
baseline
▲ 0.50% · 4.625%
HK$35,192
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,860/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,275
−HK$1,081/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,568
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,059
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,080
−HK$1,035/mo
Today · 4.125%
HK$40,115
baseline
▲ 0.50% · 4.625%
HK$42,230
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,230/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,913
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,262/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,996
+HK$2,580/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,402
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,593
−HK$1,208/mo
Today · 4.125%
HK$46,801
baseline
▲ 0.50% · 4.625%
HK$49,268
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,602/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,316
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,912
−HK$1,622/mo
Today · 4.125%
HK$54,534
baseline
▲ 0.50% · 4.625%
HK$57,853
+HK$3,319/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,068/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,089
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,620
−HK$1,553/mo
Today · 4.125%
HK$60,173
baseline
▲ 0.50% · 4.625%
HK$63,345
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,346/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,846 · Scale 2, in force from 26 Feb 2026)