LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,511
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,398
−HK$901/mo
Today · 4.125%
HK$30,299
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,598/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$863/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,213
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$1,082/mo
Today · 4.125%
HK$36,359
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,718/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,062
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,035/mo
Today · 4.125%
HK$40,118
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,236/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,915
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,157
−HK$1,261/mo
Today · 4.125%
HK$42,418
baseline
▲ 0.50% · 4.625%
HK$44,999
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,836/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,405
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,596
−HK$1,208/mo
Today · 4.125%
HK$46,804
baseline
▲ 0.50% · 4.625%
HK$49,272
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,608/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,320
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$52,916
−HK$1,622/mo
Today · 4.125%
HK$54,538
baseline
▲ 0.50% · 4.625%
HK$57,856
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,076/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,093
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$58,624
−HK$1,553/mo
Today · 4.125%
HK$60,177
baseline
▲ 0.50% · 4.625%
HK$63,349
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,354/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,878 · Scale 2, in force from 26 Feb 2026)