LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,512
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$901/mo
Today · 4.125%
HK$30,300
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,843/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,600/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,719
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$863/mo
Today · 4.125%
HK$33,433
baseline
▲ 0.50% · 4.625%
HK$35,195
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,866/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,214
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,278
−HK$1,082/mo
Today · 4.125%
HK$36,360
baseline
▲ 0.50% · 4.625%
HK$38,572
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,720/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,063
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,084
−HK$1,035/mo
Today · 4.125%
HK$40,119
baseline
▲ 0.50% · 4.625%
HK$42,234
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,238/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,917
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,158
−HK$1,262/mo
Today · 4.125%
HK$42,420
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,581/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,840/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,407
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,598
−HK$1,208/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,273
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,321
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,918
−HK$1,622/mo
Today · 4.125%
HK$54,540
baseline
▲ 0.50% · 4.625%
HK$57,858
+HK$3,318/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,080/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,094
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,626
−HK$1,553/mo
Today · 4.125%
HK$60,179
baseline
▲ 0.50% · 4.625%
HK$63,351
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,358/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,892 · Scale 2, in force from 26 Feb 2026)