LTV · monthly repayment
▼ 0.50% · 3.625%
HK$285,129
−HK$17,880/mo
▼ 0.25% · 3.875%
HK$293,998
−HK$9,011/mo
Today · 4.125%
HK$303,009
baseline
▲ 0.50% · 4.625%
HK$321,446
+HK$18,437/mo
Deposit HK$62.52M · loan HK$62.52M · min. income ≈ HK$606,018/mo (50% DSR)
Upfront cash ≈ HK$70.65M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,203
−HK$17,137/mo
▼ 0.25% · 3.875%
HK$325,710
−HK$8,630/mo
Today · 4.125%
HK$334,340
baseline
▲ 0.50% · 4.625%
HK$351,964
+HK$17,624/mo
Deposit HK$62.52M · loan HK$62.52M · min. income ≈ HK$668,680/mo (50% DSR)
Upfront cash ≈ HK$70.65M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,154
−HK$21,456/mo
▼ 0.25% · 3.875%
HK$352,797
−HK$10,813/mo
Today · 4.125%
HK$363,610
baseline
▲ 0.50% · 4.625%
HK$385,735
+HK$22,125/mo
Deposit HK$50.02M · loan HK$75.03M · min. income ≈ HK$727,220/mo (50% DSR)
Upfront cash ≈ HK$58.14M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,643
−HK$20,565/mo
▼ 0.25% · 3.875%
HK$390,852
−HK$10,356/mo
Today · 4.125%
HK$401,208
baseline
▲ 0.50% · 4.625%
HK$422,356
+HK$21,148/mo
Deposit HK$50.02M · loan HK$75.03M · min. income ≈ HK$802,416/mo (50% DSR)
Upfront cash ≈ HK$58.14M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,180
−HK$25,032/mo
▼ 0.25% · 3.875%
HK$411,597
−HK$12,615/mo
Today · 4.125%
HK$424,212
baseline
▲ 0.50% · 4.625%
HK$450,024
+HK$25,812/mo
Deposit HK$37.51M · loan HK$87.53M · min. income ≈ HK$848,424/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,084
−HK$23,992/mo
▼ 0.25% · 3.875%
HK$455,994
−HK$12,082/mo
Today · 4.125%
HK$468,076
baseline
▲ 0.50% · 4.625%
HK$492,749
+HK$24,673/mo
Deposit HK$37.51M · loan HK$87.53M · min. income ≈ HK$936,152/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$513,231
−HK$32,184/mo
▼ 0.25% · 3.875%
HK$529,196
−HK$16,219/mo
Today · 4.125%
HK$545,415
baseline
▲ 0.50% · 4.625%
HK$578,603
+HK$33,188/mo
Deposit HK$12.50M · loan HK$112.54M · min. income ≈ HK$1,090,830/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$570,965
−HK$30,847/mo
▼ 0.25% · 3.875%
HK$586,278
−HK$15,534/mo
Today · 4.125%
HK$601,812
baseline
▲ 0.50% · 4.625%
HK$633,535
+HK$31,723/mo
Deposit HK$12.50M · loan HK$112.54M · min. income ≈ HK$1,203,624/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$8,127,751 · Scale 2, in force from 26 Feb 2026)