LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,515
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,402
−HK$901/mo
Today · 4.125%
HK$30,303
baseline
▲ 0.50% · 4.625%
HK$32,147
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,606/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,723
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$864/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,199
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$1,082/mo
Today · 4.125%
HK$36,364
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$2,212/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,728/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,067
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,088
−HK$1,036/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,239
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,163
−HK$1,261/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$45,006
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,412
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,603
−HK$1,208/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,279
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,327
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,622/mo
Today · 4.125%
HK$54,546
baseline
▲ 0.50% · 4.625%
HK$57,865
+HK$3,319/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$109,092/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,101
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,632
−HK$1,554/mo
Today · 4.125%
HK$60,186
baseline
▲ 0.50% · 4.625%
HK$63,358
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.25M · min. income ≈ HK$120,372/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,945 · Scale 2, in force from 26 Feb 2026)