LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,516
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,403
−HK$902/mo
Today · 4.125%
HK$30,305
baseline
▲ 0.50% · 4.625%
HK$32,149
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,610/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,724
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,575
−HK$863/mo
Today · 4.125%
HK$33,438
baseline
▲ 0.50% · 4.625%
HK$35,201
+HK$1,763/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,876/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,220
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$1,081/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,069
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,036/mo
Today · 4.125%
HK$40,126
baseline
▲ 0.50% · 4.625%
HK$42,241
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,252/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,923
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,165
−HK$1,261/mo
Today · 4.125%
HK$42,426
baseline
▲ 0.50% · 4.625%
HK$45,008
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,852/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,414
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,605
−HK$1,208/mo
Today · 4.125%
HK$46,813
baseline
▲ 0.50% · 4.625%
HK$49,281
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,626/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,329
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,926
−HK$1,622/mo
Today · 4.125%
HK$54,548
baseline
▲ 0.50% · 4.625%
HK$57,867
+HK$3,319/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,096/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,103
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,635
−HK$1,554/mo
Today · 4.125%
HK$60,189
baseline
▲ 0.50% · 4.625%
HK$63,361
+HK$3,172/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,378/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,967 · Scale 2, in force from 26 Feb 2026)