LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,517
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,405
−HK$901/mo
Today · 4.125%
HK$30,306
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,612/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$863/mo
Today · 4.125%
HK$33,439
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$1,763/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,878/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,221
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,285
−HK$1,082/mo
Today · 4.125%
HK$36,367
baseline
▲ 0.50% · 4.625%
HK$38,580
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,734/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,070
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,092
−HK$1,035/mo
Today · 4.125%
HK$40,127
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,254/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,924
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,262/mo
Today · 4.125%
HK$42,428
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$84,856/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,208/mo
Today · 4.125%
HK$46,815
baseline
▲ 0.50% · 4.625%
HK$49,283
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.75M · min. income ≈ HK$93,630/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,331
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,928
−HK$1,622/mo
Today · 4.125%
HK$54,550
baseline
▲ 0.50% · 4.625%
HK$57,870
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,100/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,106
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,637
−HK$1,554/mo
Today · 4.125%
HK$60,191
baseline
▲ 0.50% · 4.625%
HK$63,364
+HK$3,173/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,382/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,985 · Scale 2, in force from 26 Feb 2026)