LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,520
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$901/mo
Today · 4.125%
HK$30,308
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,616/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$863/mo
Today · 4.125%
HK$33,442
baseline
▲ 0.50% · 4.625%
HK$35,205
+HK$1,763/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,884/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,223
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,288
−HK$1,082/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,583
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,073
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,094
−HK$1,036/mo
Today · 4.125%
HK$40,130
baseline
▲ 0.50% · 4.625%
HK$42,246
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,260/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,927
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,169
−HK$1,262/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$45,013
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,419
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,610
−HK$1,209/mo
Today · 4.125%
HK$46,819
baseline
▲ 0.50% · 4.625%
HK$49,286
+HK$2,467/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,638/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,335
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$52,932
−HK$1,622/mo
Today · 4.125%
HK$54,554
baseline
▲ 0.50% · 4.625%
HK$57,874
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,108/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,110
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$58,642
−HK$1,553/mo
Today · 4.125%
HK$60,195
baseline
▲ 0.50% · 4.625%
HK$63,368
+HK$3,173/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,390/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,019 · Scale 2, in force from 26 Feb 2026)