LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,520
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$902/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$32,153
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$864/mo
Today · 4.125%
HK$33,443
baseline
▲ 0.50% · 4.625%
HK$35,205
+HK$1,762/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,886/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,289
−HK$1,081/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,583
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,074
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,036/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,247
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.50M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,928
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,262/mo
Today · 4.125%
HK$42,432
baseline
▲ 0.50% · 4.625%
HK$45,014
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,864/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,420
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,611
−HK$1,209/mo
Today · 4.125%
HK$46,820
baseline
▲ 0.50% · 4.625%
HK$49,288
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,640/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,336
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,933
−HK$1,623/mo
Today · 4.125%
HK$54,556
baseline
▲ 0.50% · 4.625%
HK$57,875
+HK$3,319/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,112/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,111
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,643
−HK$1,554/mo
Today · 4.125%
HK$60,197
baseline
▲ 0.50% · 4.625%
HK$63,370
+HK$3,173/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,394/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,030 · Scale 2, in force from 26 Feb 2026)