LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,525
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,412
−HK$901/mo
Today · 4.125%
HK$30,313
baseline
▲ 0.50% · 4.625%
HK$32,158
+HK$1,845/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,626/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,733
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,584
−HK$864/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$1,763/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,229
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,294
−HK$1,082/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,080
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,101
−HK$1,036/mo
Today · 4.125%
HK$40,137
baseline
▲ 0.50% · 4.625%
HK$42,253
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,274/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,934
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,262/mo
Today · 4.125%
HK$42,439
baseline
▲ 0.50% · 4.625%
HK$45,021
+HK$2,582/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,878/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,427
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,618
−HK$1,209/mo
Today · 4.125%
HK$46,827
baseline
▲ 0.50% · 4.625%
HK$49,295
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,654/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,344
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,941
−HK$1,623/mo
Today · 4.125%
HK$54,564
baseline
▲ 0.50% · 4.625%
HK$57,884
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,128/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,120
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,652
−HK$1,554/mo
Today · 4.125%
HK$60,206
baseline
▲ 0.50% · 4.625%
HK$63,379
+HK$3,173/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,412/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,101 · Scale 2, in force from 26 Feb 2026)