LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,525
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,412
−HK$902/mo
Today · 4.125%
HK$30,314
baseline
▲ 0.50% · 4.625%
HK$32,158
+HK$1,844/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$60,628/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$863/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$1,763/mo
Deposit HK$6.25M · loan HK$6.25M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,230
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,295
−HK$1,082/mo
Today · 4.125%
HK$36,377
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,754/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,081
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,102
−HK$1,036/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,254
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,935
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,262/mo
Today · 4.125%
HK$42,439
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,878/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,427
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,209/mo
Today · 4.125%
HK$46,828
baseline
▲ 0.50% · 4.625%
HK$49,296
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,656/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,345
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,942
−HK$1,623/mo
Today · 4.125%
HK$54,565
baseline
▲ 0.50% · 4.625%
HK$57,885
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,130/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,121
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,653
−HK$1,554/mo
Today · 4.125%
HK$60,207
baseline
▲ 0.50% · 4.625%
HK$63,381
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,414/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,110 · Scale 2, in force from 26 Feb 2026)