LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,527
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,414
−HK$902/mo
Today · 4.125%
HK$30,316
baseline
▲ 0.50% · 4.625%
HK$32,160
+HK$1,844/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,632/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,736
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,587
−HK$863/mo
Today · 4.125%
HK$33,450
baseline
▲ 0.50% · 4.625%
HK$35,214
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,900/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,232
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$1,082/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,592
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,037/mo
Today · 4.125%
HK$40,141
baseline
▲ 0.50% · 4.625%
HK$42,256
+HK$2,115/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,282/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,938
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,180
−HK$1,262/mo
Today · 4.125%
HK$42,442
baseline
▲ 0.50% · 4.625%
HK$45,025
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,884/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,430
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,622
−HK$1,209/mo
Today · 4.125%
HK$46,831
baseline
▲ 0.50% · 4.625%
HK$49,299
+HK$2,468/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,662/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,348
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,946
−HK$1,622/mo
Today · 4.125%
HK$54,568
baseline
▲ 0.50% · 4.625%
HK$57,889
+HK$3,321/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,136/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,125
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,657
−HK$1,554/mo
Today · 4.125%
HK$60,211
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,422/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,140 · Scale 2, in force from 26 Feb 2026)