LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,527
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,415
−HK$901/mo
Today · 4.125%
HK$30,316
baseline
▲ 0.50% · 4.625%
HK$32,161
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,632/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,736
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,587
−HK$864/mo
Today · 4.125%
HK$33,451
baseline
▲ 0.50% · 4.625%
HK$35,214
+HK$1,763/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,902/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$1,082/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,593
+HK$2,214/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,036/mo
Today · 4.125%
HK$40,141
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,282/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,938
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,180
−HK$1,262/mo
Today · 4.125%
HK$42,442
baseline
▲ 0.50% · 4.625%
HK$45,025
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,884/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,431
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,622
−HK$1,209/mo
Today · 4.125%
HK$46,831
baseline
▲ 0.50% · 4.625%
HK$49,300
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,662/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,349
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,946
−HK$1,623/mo
Today · 4.125%
HK$54,569
baseline
▲ 0.50% · 4.625%
HK$57,889
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,138/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,125
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,657
−HK$1,554/mo
Today · 4.125%
HK$60,211
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,422/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,144 · Scale 2, in force from 26 Feb 2026)