LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,528
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,415
−HK$902/mo
Today · 4.125%
HK$30,317
baseline
▲ 0.50% · 4.625%
HK$32,161
+HK$1,844/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,634/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,588
−HK$863/mo
Today · 4.125%
HK$33,451
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,902/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$1,082/mo
Today · 4.125%
HK$36,380
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$2,214/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,760/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,084
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,036/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,262/mo
Today · 4.125%
HK$42,443
baseline
▲ 0.50% · 4.625%
HK$45,026
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,886/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,432
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,623
−HK$1,209/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,350
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,947
−HK$1,623/mo
Today · 4.125%
HK$54,570
baseline
▲ 0.50% · 4.625%
HK$57,890
+HK$3,320/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,140/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,126
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,658
−HK$1,555/mo
Today · 4.125%
HK$60,213
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,173/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,426/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,154 · Scale 2, in force from 26 Feb 2026)