LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,528
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$901/mo
Today · 4.125%
HK$30,317
baseline
▲ 0.50% · 4.625%
HK$32,162
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,634/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,737
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$863/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$1,763/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,234
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,299
−HK$1,082/mo
Today · 4.125%
HK$36,381
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$2,213/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,762/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,085
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,037/mo
Today · 4.125%
HK$40,143
baseline
▲ 0.50% · 4.625%
HK$42,259
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,286/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,940
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,262/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$45,027
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,432
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,209/mo
Today · 4.125%
HK$46,833
baseline
▲ 0.50% · 4.625%
HK$49,302
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,666/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,351
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,948
−HK$1,623/mo
Today · 4.125%
HK$54,571
baseline
▲ 0.50% · 4.625%
HK$57,892
+HK$3,321/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,142/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,127
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,660
−HK$1,554/mo
Today · 4.125%
HK$60,214
baseline
▲ 0.50% · 4.625%
HK$63,388
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,428/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,163 · Scale 2, in force from 26 Feb 2026)