LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,530
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$902/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$32,164
+HK$1,844/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$864/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,218
+HK$1,763/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,237
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,301
−HK$1,082/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$2,214/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,088
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,109
−HK$1,037/mo
Today · 4.125%
HK$40,146
baseline
▲ 0.50% · 4.625%
HK$42,262
+HK$2,116/mo
Deposit HK$5.00M · loan HK$7.51M · min. income ≈ HK$80,292/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,943
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,185
−HK$1,262/mo
Today · 4.125%
HK$42,447
baseline
▲ 0.50% · 4.625%
HK$45,030
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,894/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,436
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,627
−HK$1,209/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,305
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,355
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,952
−HK$1,623/mo
Today · 4.125%
HK$54,575
baseline
▲ 0.50% · 4.625%
HK$57,896
+HK$3,321/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,150/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$58,664
−HK$1,554/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,392
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,198 · Scale 2, in force from 26 Feb 2026)