LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,534
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$902/mo
Today · 4.125%
HK$30,324
baseline
▲ 0.50% · 4.625%
HK$32,169
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,648/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,744
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,596
−HK$863/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,223
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,241
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,306
−HK$1,083/mo
Today · 4.125%
HK$36,389
baseline
▲ 0.50% · 4.625%
HK$38,603
+HK$2,214/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,778/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,093
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,115
−HK$1,036/mo
Today · 4.125%
HK$40,151
baseline
▲ 0.50% · 4.625%
HK$42,268
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,302/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,948
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,262/mo
Today · 4.125%
HK$42,453
baseline
▲ 0.50% · 4.625%
HK$45,037
+HK$2,584/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,906/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,442
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,634
−HK$1,209/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,312
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,362
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,960
−HK$1,623/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,904
+HK$3,321/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,140
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,672
−HK$1,555/mo
Today · 4.125%
HK$60,227
baseline
▲ 0.50% · 4.625%
HK$63,401
+HK$3,174/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,454/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,265 · Scale 2, in force from 26 Feb 2026)